Fix Your Credit Build Your Future

We Fix Your Credit The Smarter Way
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Why you should call us right now?
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Get an accurate analysis to your situation.
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See results in as little as 60 days.
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Have us create a road map strategy.
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Free comprehensive analysis.



Why SmartFix Stands Out
5 Millon+
Credit Recovered
Over $5M+ in Credit Recovered
Our clients have regained financial freedom through real results — not empty promises.
12,000+
Clients Nationwide
Trusted by 500+ Clients Nationwide
From first-time homebuyers to business owners — people count on SmartFix to deliver.
80–150+
Point Average Score Increase
80–150 Point Average Score Increase
Our proven process helps clients raise scores and open new financial doors. get results as soon as 30-90 days


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About Us


At SmartFix Credit Repair, we believe everyone deserves a second chance at financial freedom. We're not just here to dispute a few items — we're here to help you take full control of your credit and your future.
With years of experience and a client-first approach, we specialize in removing negative items, boosting credit scores, and helping individuals and business owners qualify for the funding they deserve. Whether you're trying to buy a home, start a business, or simply improve your financial life, we build a personalized plan to get you there — backed by transparency, results, and a satisfaction guarantee.

We can help you today!
Our Services
What Makes SmartFix Different?
At SmartFix Credit Repair, we don’t just dispute — we educate, empower, and deliver results. Unlike typical credit repair companies, we offer real-time progress tracking, transparent pricing, and a custom strategy for each client. Our goal isn’t just to fix your credit — it’s to help you build long-term financial power.
Our Services
Credit Repair

Business Credit

DIY Credit

Ready to choose the smarter way to fix your credit?
Call SmartFix Credit Repair today and experience what real results, real support, and real transparency feel like.
No Bluff or Fluff. Just real credit solutions.
Call now
What situation are you currently in?
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I’m trying to qualify for a home loan
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I’m trying to rent a home and cannot qualify for my lease
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My interest rate on my loan is high, and my credit score is poor
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My future or employer requires a clean credit report
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I need a business line of credit or loan, and I’m having a hard time qualifying

Over 68% of Americans struggle with credit-related issues that affect their ability to get approved for homes, cars, and business loans.
You’re not alone — and the good news is, credit problems can be fixed.
Did You Know

Good News! We can help you today!
Here's How We Make A Difference
✅ Fast Dispute Processing
We challenge negative items with all 3 bureaus — quickly and aggressively.
✅ Personalized Credit Strategy
No cookie-cutter templates — every client gets a custom game plan built for results.
✅ Real-Time Progress Tracking
Monitor your credit repair status through our secure client portal, 24/7.
✅ Money-Back Guarantee
If you don’t see results, we don’t keep your money. Simple as that.
You'll See Higher Credit Score Results In Just 30 Days With Just 3 Easy Steps...

Step 1: Free Credit Consultation
We analyze your credit report line-by-line to identify negative or inaccurate items.
Our experts review your credit from all three major bureaus and create a personalized game plan for improvement.

Step 2: Dispute & Repair
We challenge and remove inaccurate, outdated, or unverifiable items on your behalf.
Late payments, charge-offs, collections, and more — we handle the hard part while you track progress.

Step 1: Free Credit Consultation
We analyze your credit report line-by-line to identify negative or inaccurate items.
Our experts review your credit from all three major bureaus and create a personalized game plan for improvement.
Credit repair can be challenging — that’s why we recommend letting our experts handle it


But if you prefer the DIY route, we’ve got you covered too.Check out our store for the most effective credit repair tools and solutions available online — right here on our website.
✅ 100% Satisfaction Guarantee
At SmartFix Credit Repair, we believe in results — and we stand behind our work.
If you don’t see any improvements in your credit report and no actions were taken on your file, we’ll issue a full refund. No excuses. No pressure. Just honest service and real support.
Your results matter — and if we don’t deliver, you don’t pay.
Check Out Our Customer Reviews








